I feel that this is one area which we should all be aware of as investors. If we know how to avoid the pitfalls then it would be much easier to get good returns on our investments. Knowing the areas where most people go wrong would help to stay on the right track. Following are … Read more
The thought of premature retirement brings in concerns of how to build an early corpus that is enough to provide for the longer retirement years ahead. And if you plan to hang your boots in your 40s, the years to build the corpus will be short. Wondering whether it is a realistic thought to retire … Read more
This is one of the top problems faced by most people across the world especially the youth. This, in turn, leads to fewer savings at the end of the month. Hence people complain about not having enough to invest for their financial goals. Ecommerce giants like Amazon, Flipkart are announcing sales every now and then. … Read more
When I ask people, what is the #1 challenge that they face when it comes to money, this is one of the most common answers that I get. They don’t have enough funds available to invest. This seems to be a pressing problem for many people. When I started out on my investment journey, I … Read more
I have come across people asking me about “Which are the best credit cards in India 2019?”,“Which is the best credit card for rewards?”,“Best credit card for cash back?”,“Top credit cards for shopping?” or “Top 10 – Best Credit Card in India”. Also at times looking to compare credit cards in India with its features … Read more
NEFT and RTGS are two different fund transfer mechanisms. The Reserve Bank of India manages it. Almost every bank uses this method of fund transfer. The introduction of these two methods has eased the fund transfer. Effective from 10th July 2017, RBI will be going to introduce the new NEFT timings and RTGS timings. Let … Read more
80C deduction, do you know what it is? It’s that time of the year again when you have to arrange for your tax proof documents and submit them to your employer. Whatever tax investments you had declared at the starting of the year, you will have to submit the supporting documents for those. Based on … Read more
ELSS funds are one of the best categories of mutual funds available in the market. Not only do they help to save tax but also aid in building wealth over the long term by investing in equity. Under Sec 80C, an individual can claim a tax deduction of up to Rs.1,50,000 by submitting the required … Read more
Whether living on rent is a good choice or not is a common question asked by most people. Buying a house is one of the most important financial decisions of our lives. The proverbial saying “having a roof over one’s head” has an emotional appeal to it. Most often we associate esteem and status in … Read more
Retirement planning is one of the most important financial exercises of a person’s life. Yet this is often the most overlooked and ignored one. As per the latest reports, India’s youth population (15-29 years) is expected to cross 45 crores by 2021 and thus by 2020 India will become the youngest country with 64% of … Read more