Contents What is Jar? Jar is an app on Google play store(Android) and App store(iOS) through which users can invest in digital gold online. Jar is a daily gold savings app that makes saving money a fun habit by saving a small amount of money every time you spend online. Jar App is like a digital Piggy … Read more
For investors above 60 years of age, Senior Citizens’ Savings Scheme(SCSS) is one of the best investment options from both returns as well as tax savings perspective. It currently offers a good return of 7.4% per annum. Also it allows to invest upto Rs.1.5 lacs in a financial year which can be claimed as tax … Read more
I won’t let money lie in the savings bank account. It makes no sense. It loses value as inflation rates are higher than the meagre interest that it makes. But as I ponder over my choices, and worry about investing in the wrong thing, money simply lies there. I shall act on those balances … Read more
Contents Budget for tracking monthly expenses The Government of India or for that matter any country in the world announces the annual budget at the start of every financial year. Can you imagine what would happen if there was no budget planned? Have you ever tried walking on a totally dark road at night without … Read more
Traditionally, Indians are consumerists. Every Indian female and male, regardless of age and income, is preoccupied with acquisition of consumer goods- both durable and consumable. Statistics from various Indian and foreign sources revealed, India’s consumer spending stood at whopping Rs.17.05 billion during the third quarter of the financial year 2017-2018. In a country of 1.3 … Read more
In today’s world where eCommerce companies are announcing sales every now and then, where credit cards are easily available and banks have started offering even personal loans it is very difficult to suppress that urge to spend more. Then how can one save enough for attaining financial freedom? The answer is not that difficult. As … Read more
What does one do when a crisis comes like a bolt out of the blue? Some events like job loss, reduction in income, medical emergency, expenses for urgent family matters can create a big hole in one’s pocket. These expenses are totally unplanned and can come anytime. They have the potential to wipe out one’s … Read more