Contents What is passive income? Active income is that which is earned by putting in time and effort. For example, if you are an employee then your salary is your active income. If you are a self-employed business owner then the business revenues fall under this category. This type of income is fully dependent on … Read more
Contents What is NPS scheme? NPS (National Pension Scheme) is a Government of India sponsored scheme for retired citizens. It serves as a source of pension for senior citizens after retirement. Who can open an NPS account? Any citizen of India (above 18 years of age) can open an NPS account and avail the benefits. … Read more
Contents Introduction How to invest in shares? I think the above quotes from the two stalwarts of the share market throw a lot of insights into share market investing. It is no rocket science. The more you seek knowledge about the share market, the more you learn about it the more you will be well … Read more
Recently one of our readers asked an interesting question regarding investing in mutual funds. We have heard that we need to link each of our investments to goals. And then we should choose some of the best performing funds and start investing in them for these goals. But do you know what is the optimal … Read more
The market right now is at its peak. It’s performing better than ever and investors are getting great returns. This is making many investors especially the newcomers nervous. They are worried that it might soon crash and they might end up losing money. Many of them are asking their financial advisor’s specific queries regarding their … Read more
The common trend to reinvest ELSS funds stand for Equity Linked Savings Schemes mutual funds. They are mostly midcap equity funds that invest in the stock market. The difference with the other usual equity funds, however, is that the investor can claim tax deduction up to Rs. 1,50,000 in a year under Sec 80 C … Read more
Buy low and sell high The maths is very simple. Buy more units when the markets fall and sell them at a higher price when the markets again rise. This is the basic idea behind SIP investment in mutual funds. Let’s say that one unit of a particular mutual fund is selling at Rs.50 today. … Read more
P2P Lending club is an alternative investment option for investors looking for better returns and borrowers looking for cheaper and quicker options. Traditionally, people approached banks or financial institutions for deposits and loans. Over time, with the equity and mutual fund market picking up, people started investing in these options to earn inflation-beating returns. Borrowers … Read more
A mutual fund collects money from investors and invests them. It charges a small fee for managing the money. Mutual funds are the best investment vehicles for regular investors who do not know much about investing. People can choose a scheme based on their risk appetite and financial goal and then start investing to achieve … Read more
When it comes to investing in India, we often get confused with a large number of products available in the market. Should we invest in mutual funds or in stocks? Or will the glittery cryptocurrency market be more appropriate to invest? Some experts will say ”Mutual funds sahi hai” with the precaution: ”Mutual fund investments … Read more