What is Amazon Pay ICICI credit card?

Amazon Pay ICICI credit card is a joint initiative launched by Amazon in collaboration with ICICI bank. Customers paying using this card will be rewarded in the form of cashback. The cashback will be directly credited to their Amazon Pay balance at the end of the monthly billing cycle.

How many users have onboarded to this card?

As per the data available, so far more than 2 million users have onboarded to this card since its launch in October 2018. This has made it the fastest co-branded credit card to have crossed this milestone in the country. The card, powered by Visa on-boarded one million customers in the last nine months, with over 80% of new customers availing the card digitally.

What are its features and benefits?

If you are interested in getting a card primarily to use on online shopping at Amazon, this card is a great choice. Here are the some of the significant benefits of the card-

Nil Joining and Annual Fee

Amazon Pay ICICI Bank Credit Card is free for lifetime, which means that the card charges zero annual or joining fee. If you are not comfortable paying an annual fee for your credit card but still wish for cashback in return, this card can be the best option.

Get Cashback on all your purchases

Amazon Pay ICICI Bank Credit Card offers cashback on all transactions. The different cashback earnings are given below:

*Amazon Partner merchants include brands like Yatra, BookMyShow, FreshMenu, Faasos, Byju’s, Urban Ladder etc.

On average, the card is decent as a cashback credit card but is great as a credit card used for shopping at Amazon.

*Please note that the cashback earned will be in the form of Amazon Pay Balance.

Things to Note-

• You can view the earnings for the past billing cycles in your Credit Card statement issued by ICICI Bank
•  There are no limits on earnings and no minimum redemption amount or fees on redeeming earnings
• E-books, Gift Cards (both physical and digital), Amazon Pay Money load and auto-reload, bill payments, mobile and DTH recharges will earn 2% back irrespective of the Prime status of the cardholder
• No cashback is given on gold and Equated Monthly Instalment (EMI) purchases on Amazon and for fuel purchases.

Dining Benefits

Apart from the cashback on multiple categories, the card also offers dining discounts under the ICICI Bank Culinary Treats Program. You get-

• Minimum of 15% discount on your dining bill at participating restaurants

Point to Note-

• Please present your card while settling the bill to avail the discount
• For more information, please visit www.culinarytreats.com
• You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play Store

Other benefits of having Amazon Pay ICICI Credit Card

With Amazon Pay ICICI Bank Credit Card, you get the following additional benefits:

• 1% waiver on fuel surcharge across all petrol pumps in India
• Chip and PIN facility which enables a secure transaction at POS (Point Of Sale) and ATMs (Automatic Teller Machines)
• No cost EMIs are provided to users who purchase items on Amazon that are worth more than Rs. 3,000. No cost EMIs come with a tenure of only 3 and 6 months

Card eligibility and documentation

When will the reward points be credited?

The reward earnings are credited monthly, after the billing cycle date of the card to a customer’s Amazon Pay balance. Users can redeem these earnings to purchase from more than 16 crore items available on Amazon.in across. The reward earnings can also be used with Amazon Pay partner merchants for transactions like flight tickets, booking hotels, food delivery, movie tickets and much more, as per the press release.

How can you apply for the same?

To apply for an Amazon Pay ICICI Bank Credit Card, go to Amazon Pay ICICI Bank Credit Card and click Apply Now. Follow the on-screen instructions to apply for the card. For more information, visit this page.